Get a credit decision fast

Get your approval decision in days with our business financing or instantly with Klarna.

Unmatched inventory

14,000 of the hydroponic worlds leading products at your fingertips.

Expand Now, Pay Later

Improve your cash flow while staying within budget.


Up To $10,000 Instant Financing

Simple, low, and no-interest financing options.

  • Get approved instantly at checkout
  • Zero contact--seamless process
  • Finance your purchase interest-free

Minimum requirements

  • $150+ cart total
  • 18 years or older
  • Positive credit history


Up to $10,000

$15MM Financing$15MM Financing

Up to $15MM Business Financing

A line of credit to give you control over your cash flow. Up to $200k option:

  • 0% for the first 30 days
  • Fees starting at 1% Monthly, after 30 days
  • Up to 12 Month terms

$200k to $15MM

  • Annual business revenue over $40k
  • FICO score over 600
  • No bankruptcies or open collections


Up to $15,000,000

Credit & NET 30 Accounts

Growers House does offer qualified businesses NET 30 credit accounts for their purchases. In order to qualify for credit accounts, the customer must qualify based on the criteria below. Exceptions can be made on a case-by-case basis for overly qualified businesses:

  • Fill out a credit application with terms and conditions agreed to, including credit references
  • Have a 2-month purchasing history with Growers House
  • Placed a minimum of 3 orders over $2,000
  • Total purchases over $25,000 with Growers House
  • A valid credit card must stay on file with Growers House

Loans & Financing for Grow Equipment

Getting financing and loans for growing equipment is hard. Not many lenders want to finance people growing medicinal crops. The Growers House team has put together the most seamless financing for hobbyist and commercial cultivators to help empower the industry. 

Financing for Home Grows

Financing home growing operations can be expensive. It can often cost thousands of dollars to get started. You know you'll be in a better financial position after your first harvest, but how can you easily finance thousands of dollars for up to 18 months? You can with Growers House instantly at checkout. You don't have to make any phone calls, emails, or speak to any representatives to get approved. You'll have your approval answer in minutes by filling out a simple form at checkout. Just add the items you want to finance to your cart and choose the "Klarna" checkout option to get growing today.

Financing for Commercial Cultivation Equipment

If you have been looking for loans and financing for commercial equipment, you've probably had to fill out pages of documents, emails and go through underwriting processes. Not with Growers House. If you have a business license and have had over $40k in annual revenues, you can be approved for up to $50k instantly without having to submit any documents--just fill out the simple form above. If you'd like up to $200k, all you will need to do is submit your bank statements and we can get you approved for more, based on the information you submit.